BOOKS - Data Science and Risk Analytics in Finance and Insurance
Data Science and Risk Analytics in Finance and Insurance - Tze Leung Lai, Haipeng Xing 2025 PDF CRC Press BOOKS
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Data Science and Risk Analytics in Finance and Insurance
Author: Tze Leung Lai, Haipeng Xing
Year: 2025
Pages: 464
Format: PDF
File size: 10.1 MB
Language: ENG



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The book "Data Science and Risk Analytics in Finance and Insurance" provides a comprehensive overview of the current state of data science and risk analytics in finance and insurance, highlighting their applications and potential impacts on these industries. It covers topics such as machine learning, natural language processing, and predictive modeling, as well as their challenges and limitations. The book also explores the ethical implications of using data science and risk analytics in finance and insurance, including issues related to privacy, bias, and transparency. The book begins by discussing the history and development of data science and risk analytics, tracing their evolution from early statistical methods to modern machine learning techniques. It then delves into the various applications of data science and risk analytics in finance and insurance, including credit risk assessment, fraud detection, and portfolio optimization. The book also examines the challenges and limitations of these techniques, such as the need for high-quality data and the potential for bias in algorithms.
Книга «Data Science and Risk Analytics in Finance and Insurance» содержит всесторонний обзор текущего состояния data science and risk analytics in finance and insurance, освещая их применение и потенциальное влияние на эти отрасли. Он охватывает такие темы, как машинное обучение, обработка естественного языка и прогнозное моделирование, а также их проблемы и ограничения. В книге также рассматриваются этические последствия использования науки о данных и аналитики рисков в финансах и страховании, включая вопросы, связанные с конфиденциальностью, предвзятостью и прозрачностью. Книга начинается с обсуждения истории и развития науки о данных и аналитики рисков, прослеживая их эволюцию от ранних статистических методов к современным методам машинного обучения. Затем он углубляется в различные применения науки о данных и аналитики рисков в финансах и страховании, включая оценку кредитных рисков, обнаружение мошенничества и оптимизацию портфеля. В книге также рассматриваются проблемы и ограничения этих методов, такие как необходимость в высококачественных данных и возможность смещения в алгоритмах.
livre « Data Science and Risk Analytics in Finance and Insurance » donne un aperçu complet de l'état actuel de la science des données et de l'analyse des risques en finance et en assurance, soulignant leur application et leur impact potentiel sur ces industries. Il couvre des sujets tels que l'apprentissage automatique, le traitement du langage naturel et la modélisation prédictive, ainsi que leurs problèmes et leurs limites. livre examine également les implications éthiques de l'utilisation de la science des données et de l'analyse des risques dans les finances et les assurances, y compris les questions liées à la confidentialité, à la partialité et à la transparence. livre commence par discuter de l'histoire et de l'évolution de la science des données et de l'analyse des risques, en suivant leur évolution des premières méthodes statistiques aux méthodes modernes d'apprentissage automatique. Il s'intéresse ensuite aux différentes applications de la science des données et de l'analyse des risques en finance et en assurance, y compris l'évaluation du risque de crédit, la détection de la fraude et l'optimisation du portefeuille. livre examine également les défis et les limites de ces méthodes, tels que la nécessité de données de haute qualité et la possibilité de décalage dans les algorithmes.
libro «Datos Ciencia y Análisis de Riesgo en Finanzas y Seguros» ofrece una visión general completa del estado actual de la ciencia de datos y los análisis de riesgo en finanzas y seguros, destacando su aplicación y el impacto potencial en estas industrias. Abarca temas como el aprendizaje automático, el procesamiento del lenguaje natural y la simulación predictiva, así como sus problemas y limitaciones. libro también aborda las implicaciones éticas del uso de la ciencia de datos y análisis de riesgos en finanzas y seguros, incluyendo temas relacionados con la privacidad, el sesgo y la transparencia. libro comienza con una discusión sobre la historia y el desarrollo de la ciencia de datos y análisis de riesgos, trazando su evolución desde los primeros métodos estadísticos hasta los modernos métodos de aprendizaje automático. A continuación, profundiza en diversas aplicaciones de la ciencia de datos y análisis de riesgos en finanzas y seguros, incluyendo la evaluación de riesgos crediticios, detección de fraude y optimización de la cartera. libro también aborda los problemas y limitaciones de estas técnicas, como la necesidad de datos de alta calidad y la posibilidad de desplazamiento en los algoritmos.
Il libro «Data Science and Risk Analytics in Finance and Insurance» fornisce una panoramica completa dello stato attuale di data science and risk analytics in finance and insurance, evidenziando la loro applicazione e il potenziale impatto su tali settori. occupa di temi quali l'apprendimento automatico, l'elaborazione del linguaggio naturale e la simulazione predittiva, così come i loro problemi e limiti. Il libro affronta anche gli effetti etici dell'utilizzo della scienza dei dati e degli analisti dei rischi in finanza e assicurazione, incluse le questioni di riservatezza, pregiudizio e trasparenza. Il libro inizia con un dibattito sulla storia e l'evoluzione della scienza dei dati e gli analisti dei rischi, tracciando la loro evoluzione dai primi metodi statistici ai moderni metodi di apprendimento automatico. Viene poi approfondito in diverse applicazioni della scienza dei dati e degli analisti dei rischi in finanza e assicurazione, tra cui la valutazione dei rischi di credito, la rilevazione delle frodi e l'ottimizzazione del portafoglio. Il libro affronta anche i problemi e le limitazioni di questi metodi, come la necessità di dati di alta qualità e la possibilità di spostamento negli algoritmi.
Das Buch „Data Science and Risk Analytics in Finance and Insurance“ gibt einen umfassenden Überblick über den aktuellen Stand von Data Science und Risk Analytics in Finance and Insurance und beleuchtet deren Anwendung und mögliche Auswirkungen auf diese Branchen. Es behandelt Themen wie maschinelles rnen, natürliche Sprachverarbeitung und prädiktive Modellierung sowie deren Herausforderungen und Grenzen. Das Buch befasst sich auch mit den ethischen Implikationen des Einsatzes von Data Science und Risikoanalyse in Finanzen und Versicherungen, einschließlich Fragen im Zusammenhang mit Datenschutz, Voreingenommenheit und Transparenz. Das Buch beginnt mit einer Diskussion über die Geschichte und Entwicklung der Datenwissenschaft und Risikoanalyse und verfolgt deren Entwicklung von frühen statistischen Methoden zu modernen Methoden des maschinellen rnens. Anschließend werden verschiedene Anwendungen der Datenwissenschaft und Risikoanalyse in Finanzen und Versicherungen vertieft, darunter Kreditrisikobewertung, Betrugserkennung und Portfoliooptimierung. Das Buch befasst sich auch mit den Herausforderungen und Grenzen dieser Methoden, wie die Notwendigkeit für qualitativ hochwertige Daten und die Möglichkeit der Verschiebung in Algorithmen.
Data Science and Risk Analytics in Finance and Information and Insurance מספקת סקירה מקיפה של המצב הנוכחי של מדעי המידע וניתוחי סיכונים בתחום הפיננסים והביטוח, המדגישה את יישומם ואת השפעתם האפשרית על תעשיות אלה. היא עוסקת בנושאים כגון למידת מכונה, עיבוד שפה טבעית ודוגמנות חיזוי, וכן באתגרים ובמגבלות שלהם. הספר עוסק גם בהשלכות האתיות של שימוש במדעי המידע וניתוח סיכונים בתחום הפיננסים והביטוח, לרבות סוגיות הקשורות לפרטיות, הטיה ושקיפות. הספר מתחיל על ידי דיון בהיסטוריה ופיתוח של מדעי הנתונים ואנליטיקת סיכונים, התחקות אחר האבולוציה שלהם משיטות סטטיסטיות מוקדמות לשיטות לימוד מכונה מודרניות. לאחר מכן הוא מתעמק ביישומים שונים של מדעי המידע ואנליטיקת סיכונים בתחום הפיננסים והביטוח, כולל הערכת סיכוני אשראי, זיהוי הונאה ומיטוב תיקי השקעות. הספר מטפל גם באתגרים ובמגבלות של שיטות אלה, כמו הצורך במידע איכותי ופוטנציאל הטיה באלגוריתמים.''
Finans ve gortada Veri Bilimi ve Risk Analitiği, finans ve sigortadaki veri bilimi ve risk analitiğinin mevcut durumuna kapsamlı bir genel bakış sunarak, bu endüstriler üzerindeki uygulamalarını ve potansiyel etkilerini vurgulamaktadır. Makine öğrenimi, doğal dil işleme ve öngörücü modelleme gibi konuları ve bunların zorluklarını ve sınırlamalarını kapsar. Kitap ayrıca, gizlilik, önyargı ve şeffaflık ile ilgili konular da dahil olmak üzere, finans ve sigortada veri bilimi ve risk analitiği kullanmanın etik etkilerini ele almaktadır. Kitap, veri bilimi ve risk analitiğinin tarihini ve gelişimini tartışarak, erken istatistiksel yöntemlerden modern makine öğrenme yöntemlerine evrimlerini izleyerek başlıyor. Daha sonra, kredi riski değerlendirmesi, dolandırıcılık tespiti ve portföy optimizasyonu dahil olmak üzere finans ve sigortadaki çeşitli veri bilimi ve risk analitiği uygulamalarına girer. Kitap ayrıca, yüksek kaliteli verilere duyulan ihtiyaç ve algoritmalardaki önyargı potansiyeli gibi bu yöntemlerin zorluklarını ve sınırlamalarını da ele almaktadır.
يقدم علم البيانات وتحليلات المخاطر في التمويل والتأمين لمحة عامة شاملة عن الوضع الحالي لعلوم البيانات وتحليلات المخاطر في التمويل والتأمين، مع تسليط الضوء على تطبيقها وتأثيرها المحتمل على هذه الصناعات. يغطي موضوعات مثل التعلم الآلي ومعالجة اللغة الطبيعية والنمذجة التنبؤية، بالإضافة إلى تحدياتها وقيودها. يتناول الكتاب أيضًا الآثار الأخلاقية لاستخدام علم البيانات وتحليلات المخاطر في التمويل والتأمين، بما في ذلك القضايا المتعلقة بالخصوصية والتحيز والشفافية. يبدأ الكتاب بمناقشة تاريخ وتطوير علم البيانات وتحليلات المخاطر، وتتبع تطورها من الأساليب الإحصائية المبكرة إلى طرق التعلم الآلي الحديثة. ثم يتعمق في تطبيقات مختلفة لعلوم البيانات وتحليلات المخاطر في التمويل والتأمين، بما في ذلك تقييم مخاطر الائتمان، والكشف عن الاحتيال، وتحسين المحفظة. يعالج الكتاب أيضًا تحديات وقيود هذه الأساليب، مثل الحاجة إلى بيانات عالية الجودة وإمكانية التحيز في الخوارزميات.
《金融和保險中的數據科學和風險分析》一書全面概述了金融和保險中的數據科學和風險分析的現狀,突出了其應用以及對這些行業的潛在影響。它涵蓋了機器學習,自然語言處理和預測建模等主題,以及它們的問題和局限性。該書還探討了在金融和保險中使用數據科學和風險分析的倫理影響,包括與隱私,偏見和透明度有關的問題。本書首先討論了數據科學和風險分析的歷史和發展,追溯了它們從早期統計方法到現代機器學習方法的演變。然後,他深入研究了數據科學和風險分析在金融和保險中的各種應用,包括信用風險評估,欺詐檢測和投資組合優化。該書還探討了這些方法的問題和局限性,例如對高質量數據的需求以及算法中偏移的可能性。

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